Key Features

Fintech wallet issuers and acquirers integrating Stablepay gain the ability to accept and transfer stablecoin (USDC) payments seamlessly. For customers, the process is simple and secure. When transferring USDC to your fintech wallet or at checkout on a merchant app, select Stablepay as a payment option, click on a partner wallet, and approve the transaction on the partner wallet.

Incentive Aligned

Stablepay introduces a Settlement Split standard for on-chain fee splitting, fostering an incentive-aligned network effect. Utilising a custom token program, Settlement Splits enable an automatic split on the settlement for a transaction across the receiver (or acquirer) account, the wallet issuer account and the protocol account. The 1% interchange fee is split equally at 0.5% across Wallet Issuers and Network Protocol. Acquirers have the flexibility to charge an Interchange+ model.